Business Solutions Personal Solutions Online Banking About Us
 
BUSINESS LOANS
  • Revolving Lines of Credit
  • Term Loans
  • Real Estate Loans
  • SBA 504 Loans
DEPOSIT ACCOUNTS
  • Basic Business Checking
  • Business Metered Checking
  • Business Money Market

OTHER BANKING SERVICES
  • Courier Services
  • Bank by Mail
  • Wires-International and Domestic
  • 24 hour Telephone Banking
  • Internet Banking
  • Bill Payment via Internet
BUSINESS LOANS  

Revolving Lines of Credit - Short Term Working Capital

Term Loans

  • Real Estate
  • Equipment Financing
  • Long Term Working Capital

Real Estate Loans -
Interim construction as well as permanent financing.

SBA 504 Program Loans -
Low down payment and favorable terms for financing business expansion and commercial real estate purchases.

DEPOSIT ACCOUNTS

    

ACCOUNT TYPE MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO AVOID MONTHLY FEES FEES PRODUCT INFORMATION
Basic Business Checking $500 $1,500 daily balance $10 monthly fee for first 50 items / $.50 per item after
  • Economical account for limited check writing.
Business Metered Checking $500 Not Applicable
  • $8 monthly fee

  • $0.12 per check

  • $0.35 per deposit

  • $0.06 per deposited item

  • Earnings credit is used to offset service charges based on average collected balance.
  • Copies of checks returned with statements.
Business Money Market $1,000 $1,000
  • $10 monthly fee

  • $10 per transfer in excess of 6 per month, of which 3 may be checks1.

  • Unlimited transfers in person or by ATM

  • Interest-bearing account.
  • Easy access to your funds.
  • Copies of checks returned with statements.
  • IOLTA option.

OTHER BANKING SERVICES
  
  • Courier Services - Since convenience can be a concern and "time is money," we can make available to our Commercial Customers, a courier service.
  • Bank by Mail - This is just one more way we can save you time. Make your deposits or loan payments by mail and we will send a receipt back to you the same day we receive the mail.
  • Wires Transfers - Wire transfers can be made domestically or internationally. There is an early afternoon deadline we must meet so the earlier in the day you can notify us, the better the chance the transfer will be made the same day.
  • 24 hour Telephone Banking
  • Internet Banking
  • Bill Payment via Internet



    


Product features and service charges are subject to change.  Some banks may charge a surcharge for use of their ATM. The fee is disclosed to you at the time of your transaction.  This fee will be processed directly as part of the debit to your account by the bank who owns the ATM.  
1 Federal regulations limit some
types of transactions to six per month.  These restricted transactions include telephone transfers, preauthorized debits and automated clearinghouse debits.

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