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DEPOSIT ACCOUNTS
  • Flat Fee Checking
  • Regular Checking
  • Interest Checking
  • Preferred Checking
  • Regular Savings
  • Money Market Account
  • Savings Account for Minors
OTHER BANKING SERVICES
  • ATM Cards
  • Debit Cards
  • Overdraft Protection
  • Wires-International and Domestic 
  • Bank by Mail
  • 24 hour Telephone Banking
  • Internet Banking
  • Bill Payment via Internet
DEPOSIT ACCOUNTS                                                                                                

 

ACCOUNT TYPE MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO AVOID MONTHLY FEES FEES PRODUCT INFORMATION
Flat Fee Checking $100 Not Applicable

First 10 debits free, then $1.00 per debit after 10.

$4 monthly
  • Economical account for limited check writing

 

Regular Checking $100 $500 OR
$10,000 in combined balances excluding Regular Savings
$10 monthly if daily balance falls below minimum.
  • Unlimited check writing
  • Unlimited ATM withdrawals
  • Copies of checks returned with statements
Interest Checking $500 $1,500 OR
$15,000 in combined balances excluding Regular Savings
$10 monthly if daily balance falls below minimum.
  • Interest-bearing account
  • Unlimited check writing
  • Unlimited ATM withdrawals
  • Copies of checks returned with statements
Preferred Checking $1,500 $5,000 OR
$25,000 in combined balances excluding Regular Savings
$15 monthly if daily balance falls below minimum.
  • Interest-bearing account
  • Unlimited check writing and ATM withdrawals
  • Copies of checks returned with statements
  • Free Wallet Style checks
  • No charge for Cashier's Checks, Traveler's Checks, Notary, Stop Payments
Regular Savings $100 $500 daily balance $5 quarterly fee if daily balance falls below minimum.
$2 per withdrawal after 12 per quarter1.
  • Interest-bearing account
  • Quarterly statements

  

Money Market $1,000 $1,000 daily balance $10 per monthly statement cycle if daily balance falls below minimum.
$10 per transfer after 6 per month1
  • Interest-bearing account
  • Easy access to your funds
  • Limit of 3 written checks per statement cycle, with a total of 6 restricted transactions1 per month
  • Unlimited in-person or ATM withdrawals
Savings Account for Minors None None $2 per withdrawal after 12 per quarter1.
  • Interest-bearing account available to those under 18 years of age.

Product features and service charges are subject to change. Some banks may charge a surcharge for use of their ATM. The fee is disclosed to you at the time of your transaction. This fee will be processed directly as part of the debit to your account by the bank who owns the ATM. 
1
Federal regulations limit some types of transactions to six per month. These restricted transactions include telephone transfers, preauthorized debits and automated clearinghouse debits.

  

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